3294 Gardenia Drive, HERNANDO BEACH, FL

$425,000

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4

Beds

2

Baths

1,552

Square feet

0.17

Acres

About 3294 Gardenia Drive

Under contract-accepting backup offers. PRICE IMPROVEMENT TO 425,000… TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don’t come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.

Features of 3294 Gardenia Drive

MLS® # W7886396
Price $425,000
Bedrooms 4
Bathrooms 2.00
Full Baths 2
Square Footage 1,552
Acres 0.17
Year Built 1981
Type Residential
Sub-Type Single Family Residence
Status Pending

Community Information

Address 3294 Gardenia Drive
Area Spring Hl/Brksville/WeekiWachee/Hernando Bch
Subdivision HERNANDO BEACH
City HERNANDO BEACH
County Hernando
State FL
Zip Code 34607-3505

Amenities

Parking Oversized
# of Garages 2
View Water
Is Waterfront Yes
Waterfront Canal - Brackish
Has Pool No

Interior

Interior Features Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
Appliances Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Heating Central, Electric
Cooling Central Air
Fireplace No

Exterior

Exterior Features Fire Pit
Lot Description Street Dead-End
Roof Shingle
Foundation Stilt/On Piling

School Information

Elementary Westside Elementary-HN
Middle Fox Chapel Middle School
High Weeki Wachee High School

Additional Information

Date Listed June 4th, 2026
Days on Market 96
Zoning R1B
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeRE/MAX ALLIANCE GROUP

Listing Map

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